Prepaid cards are a useful way to help budget money, if you know how to use them. Prepaid cards are easy to load up through services like kaiku.com, and once loaded, you can use them just as you would any other kind of debit card. The difference is that prepaid cards aren’t linked to your account in the same way.
This allows you to create a hard limit on the amount of money that can be spent on them, for yourself or your family members. The benefits on budgeting are obvious–by using the prepaid card as a buffer, you can create an extra helpful step, preventing impulse buys and allowing you to regulate your money.
The steps to reload prepaid card online are as simple as making a purchase, making it a simple thing to set up, and once you’ve established a prepaid card, using it is an easy habit to make. You can use a prepaid card to budget money for food or entertainment, or use it as an organizational tool to make sure the money for your bills are in order. The simplicity makes it an easy, very viable choice for anyone looking to make a simple, effective financial change.