The internet has made it possible for business to process transactions a lot quicker and also be able to reach a wider audience. This is made possible through payment gateway services, which allow customers to make payments for goods/services and sellers to receive their money in exchange. Payment gateway services are provided by third parties, known as merchant account providers. One such provider is flagship merchant services, a well establish leader when it come to the transaction processing. So with the huge of variety of payment gateway services available in the market today, why exactly should you consider flagship merchant services as your preferred choice? Well that exactly what we intend to explore in this review.

More and more businesses are feeling the need to establish their presence on the online community, by display products/services and processing transactions through an online website. If you are just starting to test these waters, then there are some common considerations should have, in your search for a merchant provider, such as the cost of transactions (payment fees), security of customer accounts, fraud protection systems, reporting systems and finally user friendliness. Flagship Merchant Services has been around since 2001, and has a well established track record in the provision of payment gateway services.

The thing that makes them unique as a merchant provider is their exceptionally low set up cost. Their transactions fees are also among the lowest in the industry: discount rate at 2.04% and a transactions fee of 0.24$. They also offer a variety of merchant accounts, such as retail, phone/mail order and e-commerce. So if you have a physical store front, and online website, you could use the system to process transaction on both ends. Their set up process is designed to be quite easy, with just a simple HTML code inputted into your website. If you would like something more personalized, they also provide a customizable API (application interface programming), which you can use to set up your own individualized “shopping cart”.
To prevent the risk of fraud and to ensure that transaction go through smoothly, Flagship uses encryption software to secure customer data, and verification of data provided to consumers, to protect the business owner from fraudulent transactions. It is designed to be user friendly to the business owner, by allowing you monitor and control payments, through a merchant interface. Data is backed up in the Authorize.Net PCI compliant data centre. This is more secure, and accessible to you always in the event of a localized system crash on your computer.

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