Even though they are by far more practical than any other payment method, some people still doubt in online transactions. Namely, by using this kind of alternative payment you will not only facilitate this entire process, but make it substantially simpler as well. Sure, for startups or individuals even payments in cash are acceptable. However one must always have potential expansion and future difficulties in mind. Even though online transactions from time to time require a small fee, this price is more than worth paying. Still, the greatest concerns about online transactions deal with their safety. Luckily, every day, they are becoming safer and more secure and here are some of the most popular online payment options there are.
It would simply be unjust not to begin this list with by far most popular, and somewhat controversial, PayPal. All you need to do here, in order to get started, is link your bank account or your credit card to your PayPal account and you are set and ready to go. Even though it is still not available in all countries, PayPal is internationally extremely well spread and operates all over the globe. Now, every transaction you try to make here (including withdrawing money) requires a fee, which is seldom something you can ignore. This makes PayPal somewhat unpopular. On the plus side, this payment option has a buyer protection which offers one with 45 days to refund bought product.
Speaking about digital wallets, one cannot avoid Google Wallet for long. Now, the greatest drawback of this otherwise incredible engine is the fact that, it is still mainly used in the US. This however, doesn’t mean that it is exclusive to this locality. Namely, Google Wallet accepts credit or debit cards from numerous countries all around the world. Just imagine never having to carry cash when you go out and being able to pay with nothing but your phone or tablet. This truly is a notion that is nearly impossible to top. Unfortunately, via Google Wallet you can only pay for things and not transfer money to other Google Wallet users. On the bright side, at least there are no fees similar to those that PayPal has.
Given the above facts, it’s important for one to know more online payment services rather than just PayPal so that he or she will have more choices when in need. To start off with alternatives one of your safest choices would be to go with PromisePay payment engine. This incredible platform was constructed to be both user and market-friendly. Its best feature is that it can be up and running in a single day, on top of this there are no extra operational overheads or costs. In order to guarantee a full user safety, PromisePay invests much towards hiring some of the best fraud and support specialists in the industry. In other words, going with this PayPal alternative is as safe choice as it gets.
If for example, one’s ecommerce page is made in WordPress (WP), as it is by far the most likely for obvious reasons, the safest choice would be to turn to WooCommerce. Even though (as everything else on WP) it is quite user-friendly to both setup and use, its greatest mercantile advantage is the option of making a coupon campaign. On top of it all WooCommerce is highly informative, which means that it will always keep you notified about daily activities, shipping and tax rules as well as the overall performance of the store. All in all, a financial digital tool not to be taken lightly.
Finally, one of the safest ways to receive money online is through an amazing Amazon Payments engine API. One can also send money via Automated Clearing House (ACH). Seeing how having an Amazon account, today is more of a necessity than a luxury, you won’t have to bother with filling in your personal information once more. This makes the entire process a lot more convenient.
As you can see, when it comes to online transactions, your options are wide open. This tough competition just further encourages improvement of both safety and user experience. All you need to do now is do some homework and find an online payment option that you deem as the most adequate one out there. The world is your oyster!